As eCommerce continues to thrive in Singapore, choosing the right payment gateway can be the difference between high conversion rates and lost sales. Whether you’re starting your first Shopify store or scaling an existing WooCommerce business, the payment experience you offer can impact trust, revenue, and customer satisfaction.
In this 2025 guide, we break down the best payment gateways for Singaporean eCommerce, comparing their features, fees, pros and cons and most importantly, how to choose the right one based on your business model.
Why the Right Payment Gateway = More Sales?
A payment gateway is more than just a tool to process transactions. It directly affects your store’s credibility, speed of cash flow, and customer experience. That’s why it’s important to carefully choose a payment gateway for your eCommerce website based on your business needs, customer preferences, and long-term growth goals.:
Builds Trust: Recognisable names (like PayNow or PayPal) build confidence at checkout.
Boosts Conversions: Offering local payment methods like GrabPay, PayNow, and BNPL increases successful checkouts.
Improves Cash Flow: Gateways with faster payout times help you reinvest quicker.
Scales Your Store: Multi-currency and global payment support let you expand overseas.
2025 Checklist: What Really Matters
Before choosing a provider, assess these critical factors:
Top 7 Payment Gateways in SG (2025 Edition)
Here’s a closer look at the most relevant and trusted gateways for Singapore-based eCommerce businesses in 2025:
1. Stripe
A global leader known for its developer tools and robust international payment support.
Pros: Clean API, accepts all major wallets, great for global expansion.
HitPay: For local businesses prioritising PayNow and fast payouts.
Stripe/Airwallex: For international sales, flexibility, and advanced integration.
Shopify Payments: For SG-registered Shopify-only stores.
2C2P: For regional players growing across Southeast Asia.
Atome: For lifestyle/fashion brands targeting younger audiences.
PayPal: For businesses needing global trust with minimal setup.
How Verz Design Powers eCommerce Growth?
Selecting a gateway is just the beginning. At Verz Design, we help eCommerce brands in Singapore go further:
Strategic consultation for payment setup & platform integration
Custom Shopify and WooCommerce development
UI/UX optimisation for better conversions
Speed, security, and mobile-first design focus
Local SEO, content marketing, and ad support
Our end-to-end support ensures your eCommerce store is fast, functional, and built for growth.
Contact Verz Design to power your store with the right gateway, platform, and growth strategy tailored to Singapore’s digital landscape in 2025.
Frequently Asked Questions
Which is the cheapest payment gateway in Singapore for eCommerce?
HitPay tends to offer the most affordable rates for local businesses, especially those using PayNow.
Can I use multiple payment gateways in one store?
Yes. Most platforms like Shopify or WooCommerce allow integration with multiple gateways.
Which gateway is best for cross-border eCommerce?
Stripe and Airwallex offer the best international payment solutions with low FX fees.
Is PayNow better than credit cards for conversions?
In Singapore, many customers prefer PayNow for speed and ease, especially on mobile.
Do all payment gateways offer BNPL?
No. Only specific platforms like Atome or GrabPay Later support Buy Now, Pay Later options.
About the Author:
Mayank Bhandari
Mayank joins the team as a Technical Consultant, bringing a diverse skill set marked by creativity, discipline, and a strong drive for rapid learning. Known for his adaptability and sense of responsibility, Mayank is a dependable team player who thrives on acquiring new skills and taking on challenges.
Contributors:
Vivek Tank
Senior SEO Specialist
Jean Cabico
Need a strong team specialised in SEO?
Speak to Verz today if you are looking to create a website with a lasting impression to achieve online success.
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